At Central Finance
Co. we take great pride in our commitment to ensure
the security of consumers' financial information.
Our policy toward the sharing of your financial
information exceeds federal legal requirements.
In fact, we do not share your protected information
(known as nonpublic personal information) with non
affiliated third parties except for routine processing
of transactions at your request and as otherwise
permitted or required by law. We do not share your
protected information with outside marketing agents!
For our internal use, we collect the following
types of information about you:
- Information we receive from you on applications
and other forms, such as name, address, social
security number, assets and income.
- Information about your transactions with
us, such as account balances, payment history,
parties to transactions and credit usage.
- Information we receive from consumer reporting
agencies, such as credit worthiness and credit
history.
If you choose to close your
account(s) with us or if you become an inactive
customer, we will continue to adhere to the privacy
policies and practices described in this notice.
We restrict access to protected information to those employees
who need to know that information to provide products
or services to you. We also maintain physical, electronic
and procedural safeguards that comply with federal
standards to protect your information.
Central Finance Co. has implemented policies and procedures to
ensure the confidentiality, secrecy and integrity
of information we collect. Prior to any information
sharing with non affiliated third parties, we require
each third party to implement its own privacy policy.
In our contracts, we require that the third party
maintain the confidentiality of the information
provided and limit the use of the information exclusively
to the purposes for which the information was disclosed
or as otherwise permitted by law.
Central Finance Co. has put in place a comprehensive security
program that includes administrative, technical
and physical safeguards. The objectives of the company's
information security program are to:
- Ensure the security and confidentiality
of customer information;
- Protect against any anticipated threats
or hazards to the security or integrity of such
information;
- Protect against unauthorized access to or
use of such information or integrity of such
information that could result in substantial
harm or inconvenience to any customer or risk
to the safety and soundness of Central Finance
Co.
As part of a comprehensive data
protection plan we have:
- Established written policies and procedures
that are adequate to control the identified
risks and achieve the overall objective of our
information security program;
- Trained staff to recognize, respond to,
and, where appropriate, report to regulatory
and law enforcement agencies, any unauthorized
or fraudulent attempts to obtain customer information;
- Tested the key controls, systems and procedures
of the information security program to confirm
that they control the risks and achieve the
overall objectives of our information security
program.
We continue to be responsible
for safeguarding customer information even when
we give a service provider access to that information.
We exercise appropriate due diligence in managing
and monitoring our outsourcing arrangements to confirm
that our service providers have implemented an effective
information security program to protect customer
information systems consistent with the legal requirements.